Making an annual RRSP contribution is as easy as transferring the funds from a pre-arranged line of credit. It’s a convenient option for people who make annual contributions by borrowing, or who want to maximize this year's contribution or take advantage of unused carry-forward amounts.

Benefits:

• Rates as low as prime*
• Lump sum repayment available
• Make extra payments anytime, without penalty
• Payment only 3% of outstanding loan balance

Features:

• Limits available to $30,000
• Available to purchase Coastal Financial Credit Union RRSP products
• Available to purchase Mutual Funds**

*All lending is subject to credit approval within normal credit guidelines and interest rates are subject to change.

**Mutual funds and other securities-related products and services are offered through an affiliation with Raymond James Ltd., by referral to Stephen Bishop & Associates Wealth Management Services of Raymond James Ltd. Prior to engaging in this relationship, a full account relationship disclosure document will be provided for review and discussion. Commissions, trailing commissions, management fees and expenses all may be associated with investment products. Mutual fund investments are not guaranteed, their values change frequently and past performance may not be repeated. Before investing in any mutual fund product, please read the prospectus. Unless otherwise stated, cash balance, mutual funds and other securities are not covered by the Canada Deposit Insurance Corporation or by any other government deposit insurer that insures deposits in credit unions. Raymond James Ltd. is an IIROC Member Firm and a Member of the Canadian Investor Protection Fund. Information brochures on IIROC and the Canadian Investor Protection Fund are available through your Raymond James Advisor and their office. You can also visit the Raymond James website at www.raymondjames.ca for additional information on Raymond James and its products and services.