Become an Owner

Credit unions are unique from other financial institutions in that they are not owned by shareholders; they're owned by YOU. This difference is integral to what credit unions are; it's what sets us apart, and it's what makes us the better option for you. It means that our efforts are firmly focused on serving your needs. The result is a relationship based on a common goal: your financial success.

As a member, you receive the services you want and as an owner you enjoy a return on your share investment in the form of competitive rates, a full range of financial products, and control of your own local financial institution.

Belonging to a credit union also means that as a member, you get to influence the progress of your business. There is a voluntary Board of Directors that you elect with your right to vote at the Annual General Meeting. You can also run for the board of directors or even participate on various committees.

As neighbors, living and working in the same community, Coastal Financial Credit Union offers all the financial services working for your own economic benefit. You'll enjoy a flexible approach to business and responsiveness to local concerns.

To become a member of Coastal Financial Credit Union simply contact the nearest branch location to arrange a convenient time to meet with one of our professional staff. You must open an Equity Share account and invest in our share requirement, which is $25. Should you ever close your account your investment will be returned to you.

For more information on the credit union system, visit