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Rates

 

6.45%

Coastal Financial Prime Rate
Date of change: September 5, 2024

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3.55%

1 Year Term Deposit (GIC)
Date of change: October 4, 2024

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Mortgages

Rates effective as of September 20, 2024

Mortgage Rate
1 Year 6.99%
2 Year 6.59%
3 Year 5.84%
4 Year 5.79%
5 Year 5.74%

Mortgage Specials+  Rate
5 Year 4.99%


 

Loans & Lines of Credit

Rates effective as of September 5, 2024

Line of Credit Rate
General Purpose Line of Credit As low as Prime + 1.00%
Student Line of Credit As low as Prime + 1.00%
Home Equity Line of Credit (HELOC) As low as Prime + 1.00%


Auto Loan Rate
New Vehicle (Fixed) 6.25%
Used Vehicle | 6 model years or newer (Fixed) 7.99%


Recreation Vehicle Loan (ATVs, RVs, etc.) Rate
New Vehicle 7.99%
Used Vehicle | 6 model years or newer (Fixed) 8.99%


Personal Loan Rate
Personal Non-Revolving Term Loans As low as Prime
Demand Loans As low as Prime
 

Investments

Rates effective as of October 4, 2024

Non-Redeemable Term Deposits Rate
1 Year 3.55%
2 Years 3.40%
3 Years 3.35%
4 Years 3.35%
5 Years 3.40%


Redeemable Term Deposits Rate
1 Year 3.30%
2 Years 3.15%
3 Years 3.00%
4 Years 2.95%
5 Years 2.90%


CF Wealth Maximizer Series XV Rate
Year 1 2.80%
Year 2 3.45%
Year 3 3.60%
Annualized rate 3.2827%
 

Accounts

Rates effective as of September 5, 2024

Savings Accounts Rate
Coastal True Save (HISA) 1.40%
Tax-Free Savings Account 0.75%
Star Saver (Student) 0.30%
Tax Accounts 0.05%


YOUR Savings & YOUR Business Rate
Balances between $1,000-$5,000 0.010%
Balances between $5,000-$10,000 0.010%
Balances between $10,000-$25,000 0.010%
Balances between $25,000-$60,000 0.025%
Balances between $60,000-$100,000 0.050%
Balances between $100,000-$150,000 0.250%
Balances between $150,000+ 0.250%


YOUR Chequing Rate
Balances up to $500 0.01%
Balances up to $1,000 0.01%
Balances up to $3,000 0.01%
Balances up to $5,000 0.01%
Balances over $5,000 0.01%
 
 

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Planning calculators

Try our handy calculators to explore how different rates affect your finances.

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Interest rates are subject to change without notice at any time. All rates are for information purposes only. Please contact your local branch to confirm.

+ Mortgage Rate Specials - Applicable to residential mortgages only and subject to Coastal Financial Credit Union lending criteria for residential properties. Some conditions apply. Rates shown for the applicable term are Coastal Financial Credit Union's special discounted rates and are not the normal Coastal Financial Credit Union posted rates. Offer may be changed, withdrawn or extended at any time, without notice.